Free with the purchase of a KM+ warranty

Protect your vehicle. Enhance tomorrow!

Your future value, certified.

How does the VFC certificate work?

The Certified Future Value (VFC) Certificate is an exclusive benefit offered with KM+ warranties on vehicles 5 years old or less. It protects your vehicle’s resale value by guaranteeing you a minimum trade-in amount based on official Canadian Black Book data.

Example

You purchase a vehicle for 21,995 $.
The Canadian Black Book estimates that in 2 years, its value will be 18,995 $.

If the market drops and the actual value of the vehicle is only 16,495 $, the difference of 2,500 $ is protected by the VFC certificate.

Key Benefits of the CFV

Protection against depreciation

With the CFV Certificate, your vehicle’s future value is protected according to Canadian Black Book data, helping you avoid losses caused by a drop in the market.

Peace of mind when it’s time to trade in

At the end of the program, if your vehicle’s actual value is lower than the value guaranteed by the Canadian Black Book, KM+ covers the difference up to $3,000. You know exactly what to expect.

An easier, more advantageous resale

With the CFV certificate, you receive a guaranteed credit toward the purchase of your next vehicle at your dealership if its value drops below the one projected by the Canadian Black Book.

Do you have questions about the CFV program?

Kimy, KM+’s AI, is here to instantly answer your questions about the CFV program.

Kimy will use your location to better assist you.

Download the KM+ app

Keep your peace of mind within reach.

View your contracts, submit a claim, access your coverage, and enjoy exclusive benefits — all directly from your phone.

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